Travel insurance is necessary for not only traveling to India, rather, for any place in this world. Travel insurance acts as additional security in the case of unforeseen eventualities like cancellation or interruption of travel plans, lost or damaged luggage, travel delays, illness, accident, etc.
It is strongly recommended that all travelers obtain adequate insurance coverage to protect themselves should they be obliged to cancel a holiday due to health problems or unforeseen circumstances. You may purchase such insurance from your travel agent at the time of booking. You may also wish to purchase medical insurance. You agree that we shall not be responsible or liable for health problems that may arise or become aggravated while travelling or at your destination.
Health care facilities in India are very limited and can be expensive as well. We suggest all foreigner travellers to consult with their medical insurance company and check whether their policy applies over seas and it cover emergency expenses. When visiting to India, carrying a good medical insurance policy is essential such as medical evolution.